/* klyveroaccess.com - stylesheet */
:root {
  --navy: #030653;
  --navy-2: #0A1170;
  --navy-3: #13358F;
  --blue: #2277E3;
  --blue-strong: #1A62C4;
  --blue-deep: #134C9B;
  --blue-50: #F4F8FE;
  --blue-100: #E7F0FC;
  --blue-200: #CADCF6;
  --sky: #9CC2F4;
  --bronze: #C5884A;
  --bronze-dark: #8A5A26;
  --bronze-50: #FCF6EF;
  --bronze-100: #F6E8D7;
  --bronze-200: #E8CBA8;
  --ink: #13183F;
  --ink-soft: #3E4466;
  --ink-muted: #5A6082;
  --on-dark: #D3DCF3;
  --line: #DCE5F3;
  --white: #FFFFFF;
  --radius-lg: 14px;
  --radius: 10px;
  --radius-sm: 6px;
  --hex: polygon(50% 0, 100% 25%, 100% 75%, 50% 100%, 0 75%, 0 25%);
  --shadow: 0 22px 44px -26px rgba(3, 6, 83, .45);
  --shadow-soft: 0 12px 30px -20px rgba(3, 6, 83, .32);
  --font-head: "Space Grotesk", system-ui, sans-serif;
  --font-body: "IBM Plex Sans", system-ui, sans-serif;
  --wrap: 1160px;
}

*, *::before, *::after { box-sizing: border-box; }
html, body { overflow-x: hidden; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--white);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.7;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue-strong); text-underline-offset: 3px; }
a:hover { color: var(--navy); }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--navy); line-height: 1.18; margin: 0 0 .6em; letter-spacing: -.02em; }
p { margin: 0 0 1.1em; }
.wrap { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }
:focus-visible { outline: 3px solid var(--blue); outline-offset: 3px; border-radius: 4px; }

/* Topbar + header */
.topbar {
  background: var(--navy);
  color: var(--blue-100);
  text-align: center;
  font-family: var(--font-head);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .22em;
  text-transform: uppercase;
  padding: 7px 16px;
}
.topbar::before, .topbar::after {
  content: ""; display: inline-block; width: 6px; height: 6px; margin: 0 12px 2px;
  background: var(--bronze); transform: rotate(45deg);
}
.site-header { position: static; background: var(--white); border-bottom: 1px solid var(--line); box-shadow: 0 6px 18px -16px rgba(3, 6, 83, .4); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-top: 12px; padding-bottom: 12px; }
.brand { display: inline-flex; align-items: center; }
.brand img { height: 52px; width: auto; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-head); font-weight: 600; font-size: 16px; line-height: 1.2; letter-spacing: .01em;
  text-decoration: none; border-radius: 8px; padding: 14px 24px;
  transition: transform .18s ease, box-shadow .18s ease, background-color .18s ease, color .18s ease, border-color .18s ease;
  border: 2px solid transparent; text-align: center;
}
.btn svg { width: 18px; height: 18px; flex: none; }
.btn-primary { background: var(--blue-strong); color: var(--white); box-shadow: 0 12px 24px -14px rgba(26, 98, 196, .9), inset 0 -3px 0 rgba(3, 6, 83, .25); }
.btn-primary:hover { background: var(--navy); color: var(--white); transform: translateY(-2px); }
.btn-ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-ghost:hover { background: var(--navy); color: var(--white); }
.btn-small { padding: 9px 18px; font-size: 15px; }
.btn-light { background: var(--white); color: var(--navy); box-shadow: 0 14px 28px -14px rgba(0, 0, 0, .55), inset 0 -3px 0 var(--bronze); }
.btn-light:hover { background: var(--bronze-100); color: var(--navy); transform: translateY(-2px); }

/* Eyebrow */
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-head); font-size: 13px; font-weight: 600;
  letter-spacing: .16em; text-transform: uppercase; color: var(--bronze-dark);
  margin-bottom: 14px;
}
.eyebrow::before { content: ""; width: 10px; height: 10px; background: var(--bronze); clip-path: var(--hex); }

/* Hero */
.hero {
  padding: 68px 0 76px;
  background-color: var(--blue-50);
  background-image: radial-gradient(rgba(34, 119, 227, .16) 1px, transparent 1.6px);
  background-size: 22px 22px;
  border-bottom: 1px solid var(--line);
}
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero-visual { position: relative; padding: 20px 20px 30px 30px; }
.hero-visual::before {
  content: ""; position: absolute; left: 0; bottom: 0; width: 76%; height: 78%;
  background: var(--navy); border-radius: var(--radius-lg);
}
.hero-visual::after {
  content: ""; position: absolute; right: 0; top: 0; width: 72px; height: 72px;
  border-top: 4px solid var(--bronze); border-right: 4px solid var(--bronze);
}
.hero-card {
  position: relative; z-index: 1; margin: 0; background: var(--white);
  border-radius: var(--radius-lg); padding: 8px; box-shadow: var(--shadow);
}
.hero-card img { border-radius: var(--radius); width: 100%; aspect-ratio: 4 / 3; object-fit: cover; object-position: 28% center; }
.hero-card figcaption { font-size: 13.5px; color: var(--ink-muted); padding: 10px 8px 4px; }
.hero-date {
  display: inline-flex; align-items: center; gap: 8px; background: var(--white);
  border: 1px solid var(--line); border-left: 3px solid var(--bronze); border-radius: var(--radius-sm); padding: 5px 12px;
  font-size: 14px; font-weight: 500; color: var(--ink-soft); margin-bottom: 18px;
}
.hero-date svg { width: 16px; height: 16px; color: var(--bronze-dark); }
.hero h1 { font-size: clamp(30px, 4.2vw, 50px); font-weight: 700; margin-bottom: 18px; }
.hero h1 span { background: linear-gradient(transparent 64%, rgba(34, 119, 227, .24) 64%); padding: 0 2px; }
.hero-sub { font-size: 19px; color: var(--ink-soft); max-width: 34em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 26px; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 26px; padding: 0; list-style: none; }
.hero-chips li {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--white); color: var(--navy); border: 1px solid var(--blue-200);
  font-weight: 500; font-size: 14px; padding: 5px 12px; border-radius: var(--radius-sm);
}
.hero-chips li::before { content: ""; width: 7px; height: 7px; background: var(--bronze); transform: rotate(45deg); }

/* Article */
.reader-band { background: linear-gradient(180deg, var(--white) 0, var(--white) 70%, var(--blue-50) 100%); padding: 72px 0 84px; }
.reader { max-width: 760px; margin: 0 auto; counter-reset: sec; }
.reader h2 {
  counter-increment: sec; position: relative;
  font-size: clamp(24px, 2.6vw, 31px); font-weight: 700;
  margin-top: 1.9em; padding-top: 20px; border-top: 1px solid var(--line);
}
.reader h2::before {
  content: counter(sec, decimal-leading-zero); display: block; margin-bottom: 6px;
  font-size: 13px; font-weight: 600; letter-spacing: .16em; color: var(--bronze-dark);
}
.reader h2::after { content: ""; position: absolute; left: 0; top: -2px; width: 52px; height: 3px; background: var(--bronze); }
.reader h3 { font-size: 21px; font-weight: 600; margin-top: 1.5em; }
.reader > h2:first-child { margin-top: 0; }
.lead { font-size: 20px; color: var(--ink); }
.lead::first-letter {
  float: left; font-family: var(--font-head); font-weight: 700; font-size: 56px; line-height: .9;
  padding: 10px 13px 8px; margin: 6px 14px 0 0; border-radius: var(--radius-sm);
  background: var(--navy); color: var(--white); box-shadow: 5px 5px 0 var(--bronze-200);
}
.callout {
  display: flex; gap: 16px; align-items: flex-start;
  background: var(--blue-50); border: 1px solid var(--line); border-left: 4px solid var(--blue-strong);
  border-radius: 0 var(--radius) var(--radius) 0; padding: 18px 22px; margin: 30px 0;
}
.callout.bronze { background: var(--bronze-50); border-color: var(--bronze-200); border-left-color: var(--bronze); }
.callout.navy { background: var(--navy); border-color: var(--navy); border-left-color: var(--bronze); }
.callout-icon {
  flex: none; width: 44px; height: 48px; display: grid; place-items: center;
  clip-path: var(--hex); background: var(--blue-100); color: var(--blue-strong);
}
.callout.bronze .callout-icon { background: var(--bronze-100); color: var(--bronze-dark); }
.callout.navy .callout-icon { background: rgba(255, 255, 255, .1); color: var(--bronze); }
.callout-icon svg { width: 22px; height: 22px; }
.callout p { margin: 0; font-size: 16.5px; color: var(--ink-soft); }
.callout strong { color: var(--navy); font-family: var(--font-head); font-weight: 600; }
.callout.navy p { color: var(--on-dark); }
.callout.navy strong { color: var(--white); }
.pullquote {
  position: relative; margin: 38px 0; padding: 28px 30px 26px 76px;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-soft);
}
.pullquote::before {
  content: "\201C"; position: absolute; left: 22px; top: 14px;
  font-family: var(--font-head); font-size: 70px; line-height: 1; color: var(--bronze);
}
.pullquote p { margin: 0; font-family: var(--font-head); font-size: clamp(20px, 2.2vw, 24px); font-weight: 500; line-height: 1.4; color: var(--navy); letter-spacing: -.01em; }
.figure { margin: 36px 0; }
.figure img { border-radius: var(--radius); width: 100%; aspect-ratio: 3 / 2; object-fit: cover; }
.figure figcaption { display: flex; gap: 10px; align-items: baseline; font-size: 14px; color: var(--ink-muted); margin-top: 12px; }
.figure figcaption::before { content: ""; flex: none; width: 8px; height: 8px; background: var(--bronze); transform: translateY(-1px) rotate(45deg); }
@media (min-width: 1000px) {
  .figure.wide { margin-left: -70px; margin-right: -70px; }
  .figure.wide figcaption { padding-left: 70px; }
}

/* Device band (dark) */
.trio-band {
  padding: 76px 0; color: var(--on-dark);
  background-color: var(--navy);
  background-image: radial-gradient(circle at 85% 0, rgba(34, 119, 227, .35), transparent 45%), radial-gradient(rgba(255, 255, 255, .07) 1px, transparent 1.6px);
  background-size: auto, 24px 24px;
}
.trio-head { max-width: 720px; margin: 0 0 40px; }
.trio-head .eyebrow { color: var(--bronze); }
.trio-head h2 { color: var(--white); font-size: clamp(26px, 3vw, 36px); font-weight: 700; }
.trio-head p { color: var(--on-dark); margin: 0; }
.trio { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: 1px solid rgba(255, 255, 255, .14); border-radius: var(--radius-lg); overflow: hidden; }
.trio-card { padding: 30px 28px; background: rgba(255, 255, 255, .03); border-left: 1px solid rgba(255, 255, 255, .14); }
.trio-card:first-child { border-left: 0; }
.trio-card:nth-child(2) { background: rgba(255, 255, 255, .06); }
.trio-card h3 { color: var(--white); font-size: 20px; font-weight: 600; display: flex; align-items: center; gap: 12px; }
.trio-card h3 svg { width: 26px; height: 26px; color: var(--bronze); }
.trio-card ul { margin: 0; padding: 0; list-style: none; }
.trio-card li { position: relative; padding-left: 22px; margin-bottom: 10px; font-size: 16px; color: var(--on-dark); }
.trio-card li::before { content: ""; position: absolute; left: 2px; top: .62em; width: 7px; height: 7px; background: var(--sky); transform: rotate(45deg); }
.trio-cta { margin-top: 34px; }
.trio-cta .btn-ghost { color: var(--white); border-color: rgba(255, 255, 255, .5); }
.trio-cta .btn-ghost:hover { background: var(--white); color: var(--navy); border-color: var(--white); }

/* Features (bento) */
.features { padding: 84px 0 92px; background: var(--white); }
.section-head { max-width: 660px; margin-bottom: 40px; }
.section-head h2 { font-size: clamp(26px, 3vw, 38px); font-weight: 700; }
.section-head p { color: var(--ink-soft); margin: 0; }
.feature-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px; }
.feature {
  position: relative; overflow: hidden; background: var(--white); grid-column: span 2;
  border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 28px 26px 26px; transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.feature:hover { transform: translateY(-3px); border-color: var(--blue-200); box-shadow: var(--shadow-soft); }
.feature:nth-child(1), .feature:nth-child(2) { grid-column: span 3; }
.feature:nth-child(1) { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 60%, var(--navy-3) 100%); border-color: var(--navy); }
.feature:nth-child(2) { background: var(--blue-50); }
.feature .wm { position: absolute; right: -24px; top: -22px; width: 150px; height: 150px; color: var(--blue); opacity: .08; pointer-events: none; }
.feature:nth-child(1) .wm { color: var(--white); opacity: .09; }
.feature .ico {
  position: relative; width: 50px; height: 56px; display: grid; place-items: center;
  clip-path: var(--hex); background: var(--blue-100); color: var(--blue-strong); margin-bottom: 18px;
}
.feature:nth-child(1) .ico { background: rgba(255, 255, 255, .1); color: var(--bronze); }
.feature:nth-child(4) .ico { background: var(--bronze-100); color: var(--bronze-dark); }
.feature .ico svg { width: 24px; height: 24px; }
.feature h3 { font-size: 20px; font-weight: 600; position: relative; }
.feature p { font-size: 16px; color: var(--ink-soft); margin: 0; position: relative; }
.feature:nth-child(1) h3 { color: var(--white); }
.feature:nth-child(1) p { color: var(--on-dark); }

/* Steps (horizontal track) */
.steps { padding: 84px 0; background: var(--blue-50); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.steps-grid { display: grid; grid-template-columns: 1fr; gap: 44px; }
.steps-intro { display: grid; grid-template-columns: 1fr auto; gap: 8px 40px; align-items: end; }
.steps-intro .eyebrow, .steps-intro h2, .steps-intro p { grid-column: 1; }
.steps-intro h2 { font-size: clamp(26px, 3vw, 38px); font-weight: 700; margin-bottom: 8px; }
.steps-intro p { color: var(--ink-soft); margin: 0; max-width: 36em; }
.steps-intro .btn { grid-column: 2; grid-row: 1 / span 3; align-self: end; }
.timeline { list-style: none; margin: 0; padding: 0; position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.timeline li { position: relative; display: flex; flex-direction: column; }
.timeline li:not(:last-child)::after {
  content: ""; position: absolute; left: 64px; right: -8px; top: 28px; height: 2px;
  background: repeating-linear-gradient(90deg, var(--bronze) 0 8px, transparent 8px 15px);
}
.step-dot {
  position: relative; width: 52px; height: 58px; display: grid; place-items: center; margin-bottom: 16px;
  clip-path: var(--hex); background: var(--navy);
  font-family: var(--font-head); font-weight: 700; font-size: 19px; color: var(--white);
}
.timeline li:nth-child(even) .step-dot { background: var(--blue-strong); }
.step-body { flex: 1; background: var(--white); border: 1px solid var(--line); border-top: 3px solid var(--navy); border-radius: var(--radius); padding: 20px 22px; }
.timeline li:nth-child(even) .step-body { border-top-color: var(--blue-strong); }
.step-body h3 { font-size: 18.5px; font-weight: 600; margin-bottom: 8px; }
.step-body p { margin: 0; font-size: 15.5px; color: var(--ink-soft); }

/* FAQ */
.faq { padding: 84px 0; background: var(--white); }
.faq-grid { display: grid; grid-template-columns: 1.25fr .75fr; gap: 48px; align-items: start; }
.faq-panel {
  order: 2; position: sticky; top: 24px; overflow: hidden;
  background: var(--bronze-50); border: 1px solid var(--bronze-200); border-top: 4px solid var(--navy);
  border-radius: var(--radius-lg); padding: 34px 30px 116px;
}
.faq-panel h2 { font-size: clamp(26px, 3vw, 34px); font-weight: 700; }
.faq-panel p { color: var(--ink-soft); margin: 0; position: relative; }
.faq-panel .blob { position: absolute; right: 26px; bottom: 22px; width: 64px; height: 72px; clip-path: var(--hex); background: var(--bronze); opacity: .35; }
.faq-panel .blob2 { position: absolute; right: 98px; bottom: 26px; width: 26px; height: 30px; clip-path: var(--hex); background: var(--navy); }
.faq-list { display: grid; gap: 10px; }
.faq-list details { background: var(--white); border-radius: var(--radius); border: 1px solid var(--line); border-left: 4px solid var(--line); transition: border-color .2s ease; }
.faq-list details[open] { border-color: var(--blue-200); border-left-color: var(--blue-strong); background: var(--blue-50); }
.faq-list summary {
  cursor: pointer; list-style: none; padding: 19px 60px 19px 22px; position: relative;
  font-family: var(--font-head); font-weight: 600; font-size: 17px; color: var(--navy);
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: ""; position: absolute; right: 18px; top: 50%; transform: translateY(-50%);
  width: 28px; height: 28px; border-radius: var(--radius-sm); background-color: var(--blue-100);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231A62C4' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: center; background-size: 16px;
  transition: transform .2s ease, background-color .2s ease;
}
.faq-list details[open] summary::after {
  transform: translateY(-50%) rotate(180deg); background-color: var(--navy);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C5884A' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
}
.faq-list .answer { padding: 0 22px 20px; color: var(--ink-soft); font-size: 16px; }
.faq-list .answer p { margin: 0; }

/* Bottom CTA */
.cta { padding: 0 0 84px; background: var(--white); }
.cta-panel {
  position: relative; overflow: hidden; border-radius: 16px; padding: 54px 56px 40px;
  background: linear-gradient(125deg, var(--navy) 0%, var(--navy-2) 55%, var(--navy-3) 100%); color: var(--white);
}
.cta-panel::before {
  content: ""; position: absolute; right: -50px; top: -70px; width: 280px; height: 320px;
  clip-path: var(--hex); background: rgba(34, 119, 227, .22);
}
.cta-panel::after { content: ""; position: absolute; left: 56px; top: 0; width: 84px; height: 4px; background: var(--bronze); }
.cta-split { position: relative; z-index: 1; display: grid; grid-template-columns: 1.4fr .6fr; gap: 36px; align-items: center; }
.cta-split h2 { color: var(--white); font-size: clamp(26px, 3.2vw, 38px); font-weight: 700; }
.cta-split p { margin: 0; color: var(--on-dark); font-size: 18px; }
.cta-action { display: flex; justify-content: flex-end; }
.disclaimer-note { position: relative; z-index: 1; margin: 34px 0 0; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .2); font-size: 13.5px; line-height: 1.65; color: var(--on-dark); }
.disclaimer-note a { color: var(--white); font-weight: 600; }

/* Footer */
.site-footer { background: var(--blue-50); border-top: 4px solid var(--navy); padding: 46px 0 34px; font-size: 15px; color: var(--ink-soft); }
.footer-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 24px; align-items: center; padding-bottom: 24px; border-bottom: 1px solid var(--line); }
.footer-top img { height: 46px; width: auto; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 22px; }
.footer-links a { color: var(--navy); text-decoration: none; font-weight: 500; }
.footer-links a:hover { color: var(--blue-strong); text-decoration: underline; }
.footer-identity { padding-top: 22px; }
.footer-identity p { margin: 0 0 4px; }
.footer-identity a { color: var(--blue-strong); }
.copyright { margin: 16px 0 0; font-size: 14px; color: var(--ink-muted); }

/* Subpages */
.doc-hero {
  padding: 56px 0 46px; border-bottom: 1px solid var(--line);
  background-color: var(--blue-50);
  background-image: radial-gradient(rgba(34, 119, 227, .16) 1px, transparent 1.6px);
  background-size: 22px 22px;
}
.doc-hero h1 { font-size: clamp(30px, 4vw, 44px); font-weight: 700; margin-bottom: 10px; }
.doc-hero p { color: var(--ink-soft); margin: 0; max-width: 42em; }
.doc-band { background: var(--blue-50); padding: 0 0 72px; }
.doc {
  max-width: 820px; margin: -10px auto 0; background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--line); border-top: 4px solid var(--navy); box-shadow: var(--shadow-soft); padding: 46px 54px;
}
.doc h2 { font-size: 23px; font-weight: 700; margin-top: 1.6em; }
.doc h2:first-child { margin-top: 0; }
.doc ul { padding-left: 1.2em; margin: 0 0 1.1em; }
.doc li { margin-bottom: 6px; }
.doc li::marker { color: var(--bronze); }
.doc .updated { display: inline-block; font-size: 14px; color: var(--ink-muted); border-left: 3px solid var(--bronze); padding-left: 10px; }
.contact-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin: 20px 0 28px; }
.contact-card { background: var(--blue-50); border: 1px solid var(--line); border-left: 3px solid var(--bronze); border-radius: var(--radius); padding: 18px 20px; }
.contact-card h3 { font-size: 16px; font-weight: 600; margin-bottom: 4px; }
.contact-card p { margin: 0; color: var(--ink-soft); word-break: break-word; }

/* Reveal */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .btn, .feature, .faq-list summary::after { transition: none; }
}

/* Responsive */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { max-width: 580px; }
  .feature-grid { grid-template-columns: repeat(2, 1fr); }
  .feature, .feature:nth-child(1), .feature:nth-child(2) { grid-column: span 1; }
  .feature:nth-child(1) { grid-column: 1 / -1; }
  .timeline { grid-template-columns: repeat(2, 1fr); }
  .timeline li:not(:last-child)::after { display: none; }
  .faq-grid { grid-template-columns: 1fr; gap: 32px; }
  .faq-panel { order: 0; position: relative; top: auto; }
  .cta-split { grid-template-columns: 1fr; }
  .cta-action { justify-content: flex-start; }
  .trio { grid-template-columns: 1fr; }
  .trio-card { border-left: 0; border-top: 1px solid rgba(255, 255, 255, .14); }
  .trio-card:first-child { border-top: 0; }
}
@media (max-width: 720px) {
  body { font-size: 16.5px; }
  .wrap { padding: 0 16px; }
  .brand img { height: 44px; }
  .hero { padding: 40px 0 52px; }
  .hero-visual { padding: 14px 14px 22px 20px; }
  .hero-visual::after { width: 52px; height: 52px; }
  .hero-sub { font-size: 17.5px; }
  .reader-band, .trio-band, .features, .steps, .faq { padding: 52px 0; }
  .cta { padding: 0 0 52px; }
  .lead { font-size: 18px; }
  .pullquote { padding: 56px 20px 22px; }
  .pullquote::before { left: 18px; top: 8px; font-size: 60px; }
  .feature-grid { grid-template-columns: 1fr; }
  .feature, .feature:nth-child(1), .feature:nth-child(2) { grid-column: auto; }
  .steps-intro { grid-template-columns: 1fr; }
  .steps-intro .btn { grid-column: 1; grid-row: auto; justify-self: start; margin-top: 14px; }
  .timeline { grid-template-columns: 1fr; gap: 14px; }
  .timeline li { flex-direction: row; gap: 14px; align-items: flex-start; }
  .step-dot { flex: none; width: 44px; height: 50px; font-size: 17px; margin-bottom: 0; }
  .callout { flex-direction: column; gap: 12px; }
  .faq-panel { padding: 28px 22px 108px; }
  .faq-list summary { padding-left: 18px; }
  .cta-panel { padding: 40px 22px 30px; border-radius: 14px; }
  .cta-panel::after { left: 22px; }
  .cta-action .btn { width: 100%; }
  .doc { padding: 30px 20px; border-radius: 12px; }
  .contact-cards { grid-template-columns: 1fr; }
  .footer-top { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 400px) {
  .site-header .btn-small { padding: 8px 12px; font-size: 14px; }
  .brand img { height: 40px; }
  .hero-actions .btn { width: 100%; }
}